Best credit cards to get in 2021

Best credit cards to get in 2021

With a variety of credit cards available, there isn’t a single best one to choose. So, the card that works best for you depends on the type of usage. Here’s a helpful list of five of the best credit cards in 2021 with different benefits for customers of all types. 

Best credit card for dining out
Whether you love to splurge on fine dining or to call it a day with your favorite takeout meal, the perfect card for you is the American Express Gold Card. Earn 4X reward points on dining out, which includes takeout and delivery. Earn 4X on shopping up to $25,000 at supermarkets anywhere in the US. The welcome offer is liberal too: earn 60,000 reward points if, in the first six months, you spend $4,000 on eligible purchases. 

Best cashback credit card
With the Chase Freedom Unlimited Card, you do have the freedom to earn cashback in multiple categories, while enjoying 1.5% cashback on general purchases. You get 5% cashback if you book your travel through Chase Ultimate Rewards, and on grocery store purchases. You get 3% cashback on restaurants and pharmacy purchases. In addition, you get a $200 cashback if you spend $500 in your first three months. 

Best travel credit card
Looking for the ideal travel-based plastic money? The the Capital One Venture Rewards Credit Card. You earn 2X miles for every purchase, every day. You also get an impressive sign-up bonus of 100,000 miles on spending $20,000 in your first year or 50,000 miles on spending $3,000 in the initial three months. The annual fee for this card is a modest $95. 

Best business credit card
If you have a small business, the Blue Business Plus Credit Card from American Express should be on your list. You have the opportunity to earn 2X points on the first $50,000 you spend and 1X thereafter. You also don’t have to pay an annual fee and have the option to transfer points to other partnered airlines. 

Best student credit card
With the Discover It Student Cashback Card, earn 5% cashback each quarter on every purchase at gas stations, restaurants, grocery stores. For all other purchases, earn 1% cashback. Students can really save up with the ‘unlimited cashback match’ where Discover will match all the cashback earned in their first year.